Automation means GUARANTEED compliance. Roohmz even sends ALL your adverse notices FOR YOU.
Roohmz can be configured in less than five minutes to address all of your compliance requirements nationwide. Roohmz ensures disclosures are delivered and loans are decisioned within compliance guidelines - it even withdraws files and sends the proper adverse notice to your applicant without human workers getting involved. High cost and RESPA tests can be automatically run throughout the loan process to prevent needless costs at closing. It even automatically discloses a new GFE if prices exceed governed tolerances. Hands free. Worry free. Effortless.

Learn more about Guaranteed, Effortless Compliance

One click ordering of loan disclosures - including RESPA / High Cost auditing.
Just one mouse click prepares and delivers loan specific, state specific, fully warranted disclosures. High cost and RESPA tests are run automatically to guaranty compliance. If disclosures cannot be delivered electronically, Roohmz automatically routes them via three-day FedEx, or US Mail, ensuring hard copies are automatically delivered for ink signatures if necessary and even importing tracking numbers for compliance purposes. Again, just one click.

Consumer Portal - Private Labeled to Reflect Your Brand
Each of your applicants receives their own web-based loan center called a Roohm, accessible directly from your website. Once inside, the applicant can sign documents, check the status of their loan and find out next steps. Use Roohmz to provide your loan applicants with the best online experience available.

Click here to see a video of the applicant experience

E-Signing and Document Presentation
Roohmances the consumers comfort level during the pre-disclosure process by displaying documents in a manner that is easy to comprehend and nonthreatening. A simple mouse click allows applicants to digitally sign documents - while still allowing them to deliver ink signed documents to your office without ever leaving their desk.

Collaboration
Lenders may invite business partners into the loan (such as the referring real estate agent, an appraiser, title agent, etc) providing efficient collaboration with the consumer. Using tools such as micro-blogs and discussion boards, consumers can get answers quickly and meetings can be easily coordinated with all parties using less effort.

All this is possible without any technology requirements on your end.

Loans files moved to the right person at the right time.
Roohmz tracks acts as a train track for your origination process ensuring every event has been completed before the loan is moved to your next status. Roohmz then "moves" the loan file to the appropriate person designated to next work on the file.

Prevent loan buybacks - eliminate "Out of Pocket" surprises at closing.
Roohmz ensures your loans are underwriten in accordance with your specific guidelines, while preventing human error. Throughout loan origination, Roohmz monitors every loan to ensure each step has been completed, all documents have been received and no unpleasant RESPA violations occur at closing.

Never send another adverse notice. Let Roohmz do it for you.
Roohmz monitors the status of every loan. When a file is declined or withdrawn (either manually or automatically) on behalf of compliance guidelines, Roohmz will deliver the correct adverse notice without a human worker ever getting involved.

Learn more about Automated Workflow